Apr 23
Tweet Have you been told the reasons you can’t buy the condo of your dreams are because of: Condo Association Litigation Too many delinquencies on dues Not enough owner occupants Not enough financial reserves in the homeowner’s association Check again! That’s what I’ve done for quite a few of my clients recently. In the past …
Permanent link to this article: http://www.pessemierfinancial.com/blog/financing-non-financeable-condominiums/
Apr 19
Tweet The USDA Eligibility Area changes have been postponed until October 1, 2013, as I mentioned last month. USDA has now posted what the new eligibility areas will be! As you’ll see, there are some major changes, removing some very popular areas we’ve been doing a lot of USDA financing in! The good news is …
Permanent link to this article: http://www.pessemierfinancial.com/blog/specific-usda-eligibility-areas-changing-october-1-2013/
Mar 12
Tweet Good News! Due to a Congressional request, anticipated changes to the Rural Area Eligibility Areas have been delayed. There was concern that, due to the most recent census data, some more heavily populated although still semi-rural areas would no longer be eligible for USDA zero down financing. Lake Stevens, WA is one of the …
Permanent link to this article: http://www.pessemierfinancial.com/blog/march-2013-usda-rural-area-eligibility-revisions/
Aug 22
Tweet I get this question all the time: “I’ve already tried to get preapproved, but other loan officers aren’t calling me back. I’d like to know either way whether I qualify to buy (or refinance) or not. My realtor (or friend, family member) says I should talk to you. Will you help me?” My response …
Permanent link to this article: http://www.pessemierfinancial.com/blog/some-people-ive-been-able-to-help-lately/
May 11
Tweet This post is in response to a lot of recent questions I have had from my Active Duty U.S. Military and Veteran clients. It might be a little dry for some, except for you to whom it applies (I hope), as well as to all my Realtor friends who subscribe to my blog. I …
Permanent link to this article: http://www.pessemierfinancial.com/blog/the-big-3-govie-loans-comparing-va-to-fha-and-usda/
May 09
Tweet Some of the biggest hurdles many of my purchasing clients have these days are being answered by one of the most obscure programs available today. Approximately 1,100 single family, multi-family (2-4 units) homes and condominiums in Washington State are eligible for the Fannie Mae HomePath purchasing program!! For home buyers looking to get into …
Permanent link to this article: http://www.pessemierfinancial.com/blog/have-you-gone-crazy-fannie-mae/
Mar 13
Tweet Fannie Mae HomePath is a great loan program for owner occupants, as well as being the best current program for investors in my opinion. Where else can you pick up a fixer, where the appraisal won’t require a bunch of work orders? If you’re an investor, just be aware that the “First Look” properties are …
Permanent link to this article: http://www.pessemierfinancial.com/blog/fannie-mae-homepath-guideline-change-auction-sales/
Feb 24
Tweet Know someone who is looking for a home, but lacks a down payment? I have a couple of great answers worth having a conversation about. Feel free to subscribe, comment, and share! Thank you for subscribing to my blog. I hope it benefits you. Please be sure to leave a comment or question below- …
Permanent link to this article: http://www.pessemierfinancial.com/blog/video-two-great-zero-down-options-for-homebuyers-in-washington-state/
Nov 08
Tweet Check out my good friend, Roger Cruise’s new book, “Escaping Credit Hell, A Must-Have Tactical Guide from a Credit Insider.” “Find Out How the Game is Played, Who’s Calling the Shots, and What You Can Do to Raise Your Credit Score” - Author Roger Cruise I’m reading the book now, and I am amazed at how …
Permanent link to this article: http://www.pessemierfinancial.com/blog/having-trouble-fixing-your-credit/
Oct 04
Tweet Hello everyone! As announced by the Veteran’s Administration (VA) in September (and as referenced in my last post), the VA Funding Fee was to decrease substantially on 10-1-11. As of today – Public Law 112-026 (Restoring GI Bill Fairness Act of 2011) has NOT been signed by the President. We have spoken with the VA, and they …
Permanent link to this article: http://www.pessemierfinancial.com/blog/changes-to-va-funding-fee-on-hold-for-now/
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