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I have been working as a mortgage advisor, virtually 100% by word of mouth referral for more than 10 years. My team and I work our tails off to do a superb job at earning your trust. That’s definitely its own reward, because we get to continue feeding our families – and our customers get what they wanted. Everybody’s happy!

At the end of the day though, it’s a constant effort to keep finding more people who need our help. That’s where you come in! With lots of great reviews, it’s way easier for people to conclude that they should pick me over my competitors. Plus with more reviews I’m much more likely to outrank my competitors on web searches.

Bottom line: If we’ve ever worked together in any capacity, I would be honored and would appreciate you dropping any honest feedback you might have about me and my team via any of the links below.



**One last thing, please don’t keep me a secret. If you ever come across friends or family members who have real estate or mortgage questions (purchase or refinance), it would be an honor for me if you would think of me to help them too. You can contact me directly via this link.



Tom and his Team are thorough and professional. They are patient, and took time to go through all questions.
Stephen and Jamie M, Clients – Yakima, WA

Tom is a superstar loan officer. No joke.

I’m the third of my siblings to utilize his services in purchasing a home. I used to be a loan officer myself, but never delivered near the quality of service and financing options that Tom was able to provide. My brother and sister were also pleased with his work.

Tom goes the extra mile, or five, for that matter. Period. He becomes personally interested in making sure that your loan works out – beyond the commission. He is patient, understanding, and resourceful. His advice was spot on, every time. Because of his expertise we were able to lock ONE DAY before the rates began to climb (2013)! He was tracking the current news on the Fed’s decision to pull out of mortgage backed bond purchasing and let me know that we needed to lock if we wanted to avoid what would inevitably be a rate increase. I took his advice, we locked, and we saved.

My purchase was an interesting one. I had some odd income that made my purchase a little more complicated than perhaps most. On top of this, I was purchasing from my brother who was moving out of state. His rate lock was entirely dependent upon my rate lock and my closing on time. There were the normal closing conditions along the way, but Tom was able to get me closed in enough time for my brother to close on time too! *sigh* What a relief that was!

If you take the time to listen to Tom’s advice and consider some of his suggestions, he WILL find a way to tailor a beneficial financing plan to your specific situation. I am not overstating it when I tell you that, because I chose to work with Tom, he saved me literally, tens of thousands of dollars over the life of my loan by getting me an exceptional interest rate and by making suggestions that saved me an great deal of money up front.

If you want someone that will go the extra mile for you (or five, as he did for me), Tom Pessemier is the right choice for you. This is an honest review. The experience I had was THAT good.
Christian S, Client, Carnation, WA

My husband and I recently went through the home purchasing process and we couldn’t be happier with the service that we received from Tom and his Team.

This was the first home we bought and our real estate agent referred us to Tom. Not knowing what questions to ask or the steps in the process, Tom was right there to walk us through to ensure we had a good first time home buying experience.

Tom and his team were efficient with the documentation they requested and we could have closed two weeks earlier because his team was so organized.

Working with Tom was a great experience and I would highly recommend him to anyone I know looking to purchase or refinance their home.

Thank you Tom and Team, you Rock!
Leslie, Client, Bothell, WA

It is very important that the Lender knows exactly your needs, your expectation, and most important how much can you afford. With these ingredients the lender will accommodate the right loan, for your profile.
Tom and his team, are just fantastic throughout the pre-approval, house hunting, underwriting, approval, escrow, and closing processes. Tom takes time to educate clients about the mortgage lending application process and beyond. He is actually a very good teacher! He is very knowledgeable and willing to help out as much as he can in order to make the process as easy as possible.
Tom is very accessible and quick to return phone calls and emails and to resolve the inevitable small problems that arise with details along the way. After closing multiple transactions with Tom, I am convinced that having an experienced, hard-working, professional, is the key when trying to purchase or refinance a home.
The process, with all of the regulations and documentation and contract negotiations, is not fun, but if you work with Tom and do your part with your docs, you’ll be in your new home with the least amount of stress and headache possible.

I strongly recommend Tom Pessemier without reservation.

Sonya Orrino, Realtor at WA Homes, LLC – Marysville, WA

Hi Tom, I just wanted to take a moment and say ‘Thank You’. Thank you for being genuine and honest. Thank you for being knowledgeable and helpful. Thank you for your time and your clear explanations. And THANK YOU for being willing to help without expecting much in return.

You have always had excellent explanations for things and are explained so well I can pass them on to my friends, family and clients and then send them to you for more information. I am always eager to pass out your cards! It feels like you always have my back and give me great advice to avoid trouble and overstepping into the financial world, something I am MORE THAN HAPPY to leave to the professionals, like you.

I can reason that it would be good and well to have a working business relationship with more than one lender for reasons of vacations, extended time off or only God knows, HOWEVER, until someone takes the time to be genuine and honest and earnestly wants to build a friendship over business, I can’t imagine sending my clients anywhere else. You’ve set the standards kinda high for other mortgage professionals pitching in my direction. :)

I am dearly thankful for such an ally!

Shilo Conn, Realtor, Keller Williams – Bothell, WA

Just wanted to thank you for your continued support for our team! We appreciate you and look forward to what the future holds for all of us.

Sincerely, Your Friends at The Greater Sound Real Estate Team, Keller Williams Realty – Bothell, WA

In any business environment, it is difficult to balance professionalism, competency, communications and good humor. When that is achieved, an endearing relationship is forged.

Tom is a master of this. I really appreciated his efforts and counsel. I would not hesitate to recommend his services to anyone.
Roger Nace, Client, Centralia, WA

Tom and his team did a fantastic job for us. I can’t overstate how quick and painless the entire process was.
Steve, Client, Stanwood, WA

Tom and Team treated us like family. Best service ever!! Thank you Tom Pessemier, and your team.
Corena M, Client, Graham, WA

Tom and his team did a fantastic job for us. I can’t overstate how quick and painless the entire process was.
Steve W, Client, Stanwood, WA

Tom and his team were great all the way through the process.  He was more then willing to answer any questions I had and was quick to respond.  I never thought I would be able to buy a home, but Tom found the right program for me and made sure I did not buy more then my budget would allow.  I would highly recommend giving Tom a call.  Thanks again Tom!
Eric C, Client, Mountlake Terrace, WA

“Tom inspires people to follow their dreams. He supports and believes in healthy families and communities. Tom is a lifelong friend. Thank you Tom for your example and kindness.”

Corrie B., Tacoma, WA

“Tom is an example of true leadership in action; not seeking merely to gain followers, but also working hard to cultivate other leaders.”
Hilda P.

“I went to Tom years back and wasn’t able to do anything. He gave me some ideas to work on, and I worked hard to accomplish them. I then touched down with Tom, and we were able to get the job done. Thanks to Tom and all.”
Jeremy S, Client, Tacoma, WA

“Tom, I just wanted to thank you again. We signed the papers Wed night. We are forever grateful to you. After all, if you wouldn’t have called me, we would have missed out completely. You are, in fact, THE MAN! Thanks again.”
James, Repeat Client, Orting, WA

Tom, We would like to thank you for all your hard work. We really appreciate you going the extra mile to get our loan closed.
Thank you,
Jon & Kirstin, Clients, Graham, WA

We have always been able to depend on Tom for honest information and assistance. He is the only mortgage person to whom we would refer friends and family. His professionalism was outstanding in his work with us on a mortgage and a refinance.
Judy N, Client, Gig Harbor, WA

Excellent service. Professional demeanor. Great rates. Questions are answered confidently. Overall, the experience was excellent. The women at the front desk are warm, friendly, and welcoming. Tom is warm, friendly, welcoming, professional & competent. Answers to questions are always quick. He’s very responsive and thorough. Thanks for a great experience! Always a pleasure to work with Tom.
Cathy & Bob, Client and Real Estate Broker, Stanwood, WA

Hi Tom, Yay, thank you so much! We are so excited with the house and the big move coming up soon. We appreciate all your help with the process of buying our first home. We can’t think you enough. We look forward to meeting you in person, once we get settled in. Happy Holidays! Thanks!
Ian & Nicole, Clients

“Tom is a passionate person who believes in providing the best mortgage advice for his customers. He does not give up on any task or challenge put before him and demands results from himself and his support staff. It was a true pleasure to have worked with Tom and would highly recommend him to anyone that is seeking a mortgage.”
Chris Ramirez, Area Manager, AXIA Financial

I have worked with Tom on many complex projects. He has always come through with the utmost focus on professionalism and integrity. Tom’s years in the business and knowledge make him my first choice when choosing a mortgage consultant. “There is no substitute for experience.” I highly recommend Tom.
Top qualities: Great Results , Expert
Garrett Pessemier, REALTOR®, Windermere Real Estate – University Place, WA

Any client thinking of utilizing Tom as a Mortgage Advisor cannot go wrong. He is truly interested in making the process as simple and accurate as possible and will be available to you every step of the way. I cannot overstate how sincere this man is about what he does. In my industry, I have worked with all types of loan officers. Without hesitation, I would recommend him to anyone. He is friendly, professional and an all around wonderful person! The industry needs more folks like him!”
Sandy Adams, Loan Processor

Tom comes with my highest recommendations. He is always looking for new ideas to assist his clients.
I admire him for his creative work and his willingness to “give first”.
You would be doing yourself a favor to align yourself with Tom as I have.
Respectfully Submitted,
Carl White, Chief Strategist at The Marketing Animals

I had the pleasure of having Tom work for me in one of his previous careers. What I remember most about Tom is how much of a dedicated father, husband, and lived life with principles. He was the type of person who would do what was right always.
Jamie Hoffman, Business Owner

When I think of total quality in an individual and a professional, I think of Tom Pessemier. There are a unique few people one meets in life that are genuine in all their dealings and Tom definitely fits that profile. As a professional, no one is more educated and prepared in order to offer the utmost in wise counsel and excellent service to their customer than Tom. In a time when people don’t know who to trust, I can say without reservation that Tom is someone who can be counted on to deliver excellence in every way with integrity beyond reproach to his valued clients and his company. It is an honor to recommend Tom Pessemier.
Paul Smoot, Business Development Manager, Everett, WA

Tom is nothing short of amazing! Accessible, knowledgeable, and most important to me – not afraid to say “I don’t know, but let me find out” If you are looking for a professional who will appreciate your business and go the extra mile, give Tom a call.
Kay Workman, REALTOR®, Tacoma, WA – Tacoma, WA

Tom is amazing at his job! You can always count on Tom to walk people through the home loan process with well educated advice and endless patience. I’m always happy when my clients choose Tom to work with because I know the job will get done and it will get done right! Tom is fantastic at what he does!
Brenda Holmes, REALTOR®, Windermere Real Estate, Puyallup, WA

“I can always count on Tom getting the deal closed. He always goes the extra mile and my customers really appreciate it too. He is a real people person and his communication skills are excellent! I owe a big part of my success in the real estate business to Tom’s hard work.
Thank you, Tom”
Kathy Bouzinekis, REALTOR®, Puyallup, WA

Tom is a great honest person and a very professional Mortgage Advisor. Thank you Tom for all the good work and advice to me and my clients.
Sincerely, Hector Rios, REALTOR®, Puyallup, WA

Tom is so knowledgeable and helpful through the loan process! He seems to have his hand on the pulse of the industry and keeps clients well informed through his newsletters and other contacts. It’s great to work with someone who loves what he does!
Diane Ricks, Client, Olympia, WA

If you need a mortgage broker Tom is the BEST! He was able to get us a refi when nobody else could! He works VERY hard for his clients. Give Tom a try you won’t be disappointed!
Cara Melvard-Manthey, Client, Puyallup, WA

“I’ve known Tom for nearly six years and he is, without a doubt, one of the finest human beings I’ve ever known. Even if you don’t do business with him, you should get to know him because he will enrich your life with his extremely thoughtful and positive persona. On the other hand, if you do need assistance in getting your mortgage handled he’s one of the best, hands down! We first met about 6 years ago and began working together to help his clients qualify for mortgage programs. Tom is not only a highly experienced professional, but a truly ethical professional as well. If you are interested in learning about the possibilities that exist in the current lending market today, feel free to contact him for honest feedback and sound recommendations.”
Roger Cruise, Sr. Credit Advisor,, Seattle, WA

“I have known Tom for a long time and have always admired his work ethic, customer service, and networking skills….not to mention his knowledge in real estate lending, which is superb. I highly recommend Tom for your next home loan and as a referral partner.”
Andrew Conniff, Owner, Social Media Productions, Lake Stevens, WA

“I have worked with Tom for over five years and he has helped me with several of my loans in a professional, ethical and knowledgeable manner. The results have been unmatched and I have referred several individuals to him as well, all of which have outstanding things to say about his service.”
Nicole Davis, Client, Graham, WA

“I have had the great pleasure to work with Tom many times. Not only have we worked together in the past, but he continues to be the only trusted source for my mortgage needs. Tom’s ability to clearly break down the convoluted mortgage industry rules and regulations is incredible. Not only has he made it easier for us to understand loans, but he has even saved us money by not getting us in over our heads and by helping us make the right decisions. I would trust Tom with every bit of our financial information, our personal information and even with my family. I am very fortunate to have him as my Mortgage Advisor, but more so as a friend. I strongly recommend Tom’s services and expertise.”
R Donohue, Client, Bonney Lake, WA

“Tom makes financing a joy for his clients. I rarely have found a Loan officer where other loan officers will refer their clients to them EXCEPT in Tom’s case. His knowledge, care and detail throughout the process makes people feel at ease. Tom puts his clients’ needs and interests first. When you work with Tom you gain a great lender and also a professional who becomes a trusted advisor.”
Lisa Schultz, King County Area Manager, Pacific Northwest Title, Seattle, WA

“Tom is one of the most ethical, honest, compassionate loan originators I have ever had the pleasure to work with. His ability to work with clients, produce a great volume, follow all the laws of our industry, and still has a smile on face! Tom is truly in the upper percentile of integrity within the mortgage industry.”
Kim Cooley, Vice President, Branch Division, AXIA Financial, Bellevue, WA

I was impressed at how Tom was a great communicator. In my business communication is key, and Tom has it down to a science.
Ann S., Realtor, Puyallup, WA

Dear Tom, We are so very pleased with the ease of refinancing our home in Graham. Working with you has been a breath of “fresh air” in the mortgage business! After having six homes, income property, and now refinancing our home, I must say how impressed I am with you! Our loan has been smooth sailing, quick appraisal and no hassle paperwork. This is a first for us! We certainly will refer our friends, should they need an expert in home loans, you are the best!
Warmest regards,
Brian & Becky Donkersley, Clients, Graham, WA

“I want to say thank you to Tom Pessemier. Tom is a knowledgeable and creative Lender. He never gives up on a task and always has everyone’s best interest in mind over his own. I know a lot of lenders and Tom is my #1 go to person. He chooses the high road of ethics and challenges me in my own business. Thank you again Tom for going beyond your duty.”
Brian Dikeman, Owner, Symphony Real Estate Services, Puyallup, WA

“I really loved the service given to us by Tom Pessemier. He is very competent, enthusiastic, kind-hearted and professional; and he took the time to answer all my questions in a patient manner. He always made me feel good and uplifted and helped me understand everything. He has excellent communication skills and also he accomplished the loan in a very quick and timely manner, making it easy on me. Thanks Tom.”
Stacy B, Client, Tumwater, WA


Dear Tom:

It’s been a while since our loan closed, however, I wanted to make sure that I got a chance to let you know how much Rick and I appreciated your assistance. You worked very hard to make sure our refinance was completed in a timely manner, and kept us informed every step of the way.

We have never worked with anyone who cared so much about the service that they provide to their customers. We will be sure to refer our friends, neighbors, and family to you should they need your type of services.

Thank you again for everything!


R & A, Clients, Federal Way, WA


You were always there for our questions on our first home we just financed through you. Your service was fast and our experience couldn’t have been better…not much to add-on, is there? You’re awesome!

Paul & Sonja, Clients, Spanaway, WA


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